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A bond broker for Cantor Fitzgerald, the firm that occupied some of the highest floors in the building and lost hundreds of its employees, Mr. Dollard was working on the 104th floor of Tower 1 when the first plane hit.
He had a passion for dining in fine Manhattan restaurants and entertaining friends at his home. He was a gourmet cook who liked to try new recipes, and was beginning an impressive wine collection.
To balance his love for food, the 6-foot-1-inch Mr. Dollard spent much of his leisure time exercising at a gym near his home. His build was broad and he always looked healthy.
"He had a gorgeous smile, a big smile," Mrs. Fajardo said. "His signature look was his baseball hat and his cup of coffee."
His friends and family remember his wry and witty sense of humor and how he would leave them doubled over with laughter. But they say he did have a more serious, thoughtful side.