Giovanna Gambale and her sister Antonia both worked in 1 World Trade Center. Antonia, who is 25 and worked on the fifth floor, was able to get out right away. She called her father, Anthony, in Carroll Gardens, Brooklyn, and told him she was OK. He told her to come home. Then he said, "What about your sister?"

Giovanna Gambale, 27, was a vice president at Cantor Fitzgerald, on the 105th floor. She loved the Mets, was so organized that even as a child she told the teachers what to do.

"Yesterday I would not have talked to you," Mr. Gambale told a reporter, "but we have had a lot of discussion. We are extremely sad, but we are resigned that my daughter is in heaven. We haven't heard from her in four days. I spoke to a psychiatrist at Cantor Fitzgerald yesterday and he more or less told us nobody survived.

"I loved my daughter, but I'm at peace with God. We've had three prayer services in front of my house: 300 people Wednesday, then 200, tonight about 150. There was a young man in the group whose father is a fireman, missing, caught in the rubble. And we talk about there is no greater love than to lay down your life for your friend and that is what the firemen did. I told people that never in my life did I ever imagine we would be saying prayers as a group on the street, in front of my home, and this is what God wants us to do. If we are going to destroy hatred and bigotry, what we have to do is begin being peaceful."